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The success of micro-credit process depends on the setting free the poor people from poverty. In this process, poverty does not mean only the financial ability rather it ensures the overall development of a person or a family.
In the micro-credit process, poverty-free means through the different type of service the capacity of the poor people are buildup. Identification of such buildup persons is known as the proclamation of poverty free the following points are to be taken into consideration in this regard –
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To inspire the poor member to work.
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To make the members understand that nobody likes poverty.
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To inspire the members through examples of those who were practically very poor in the past but at present, they have developed themselves remarkably by taking micro-credit and ensuring its proper utilization under the micro-credit process.
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To supervise the proper utilization of the credit money.
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To inspire them for positive activities.
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To inspire for abiding by all the rules and regulations of the somity.
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To arrange additional income.
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To inspire for proper utilization of the loan and ensuring income generation.
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To pay up installment regularly and to motivate for savings.
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To assist in ensuring good health and education of the family.
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To help for building a planned family etc.
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There is an arrangement for the members along with their family to sleep on a cot instead of flooring in standard tin shades.
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Uses safe water.
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All children of five years and above, physically and mentally sound, of the family, used to go to school.
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Able to pay up the regular weekly installment.
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Used to spend money after health.
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Able to invest sufficiently as per plan.
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All members of the family are using the sanitary latrine.
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All family members are getting food 3 times throat the year.
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There is the assurance of education for all family members.
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Having confidence in trading.
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Confident of facing all situations properly.
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To build up a planned family.
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To pass the days in alliance with all peoples in the society.
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Not to pick up a quarrel.
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For everybody of the family, there are sufficient cloths to put on day to day.
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There are arrangements for extra income of the family.
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Every able member of the family should have income generating activities.
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The task should be done in time.
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Amiable behavior etc.
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