b) Problems created due to overdue loan
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Loan distribution circle is hampered.
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The difference in loan and savings are created among the members.
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Poverty alleviation of the poor is hampered.
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Cannot pay up regular installments.
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Rules and regulations of micro-credit cannot be implemented.
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Indiscipline prevails in the somity.
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Family welfare is hampered and hardship prevails there.
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Indiscipline prevails among the members and confidence to each other is destroyed.
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Capital gets reduced.
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Business is hampered.
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The problem arises in the deposition of regular savings.
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Members present in the meeting is less.
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Confidence in micro-credit is lost.
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Mental unrest increases.
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Personal and family prestige is hampered.
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Afterwards, the loan limit reduces.
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The loan is not paid up in time.
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Different steps need to be taken by the organization to collect the overdue loan.
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The organization suffers a lot.